Disclaimer
Disclaimer
Please read this Disclaimer carefully before using Indialoans.net. By accessing or using the Platform, you acknowledge that you have read, understood, and agreed to the terms set out below.
General Disclaimer
Indialoans.net is operated by Credilab Micro Finance Private Limited (CIN: U65990DL2021PTC380666), having its registered office at A-48, Wazirpur Industrial Area, Delhi – 110052, India.
The information available on this Platform is provided in good faith for general informational purposes only. While we strive to ensure that the information is accurate and up to date, Credilab Micro Finance Private Limited makes no representations or warranties, express or implied, regarding the accuracy, completeness, reliability, suitability, or availability of any information, products, services, or content available on the Platform.
Your use of the Platform and reliance on any information is entirely at your own risk.
Not a Lender
Indialoans.net operates solely as a Lending Service Provider (LSP) and is not a bank, Non-Banking Financial Company (NBFC), or direct lender.
The Platform does not lend money from its own balance sheet.
All loans displayed, offered, sanctioned, disbursed, and serviced through the Platform are provided exclusively by our partnered Regulated Entities (REs), including:
Aasra Fincorp Private Limited
Our role is limited to:
Technology platform services
Digital loan application facilitation
Customer onboarding support
Documentation assistance
Customer support and servicing
Repayment facilitation on behalf of the Regulated Entity
All credit decisions, approvals, rejections, interest rates, loan tenure, loan amounts, and disbursements are solely determined by the respective Regulated Entity.
No Financial Advice
Nothing contained on this Platform constitutes:
Financial advice
Investment advice
Legal advice
Tax advice
Professional advisory services
The information provided is intended solely for general awareness.
Users should consult qualified financial, legal, or tax professionals before making any financial decisions.
Loan eligibility, Annual Percentage Rate (APR), repayment schedules, interest rates, charges, and loan limits vary depending on:
Individual credit profile
Internal credit assessment
Applicable RBI regulations
Policies of the partnered Regulated Entity
Loan Approvals
The availability or display of loan products on the Platform does not constitute a loan offer, guarantee, or pre-approved credit facility.
Every loan application is subject to:
Customer eligibility assessment
KYC verification
Credit bureau checks
Fraud and risk evaluation
Internal underwriting policies
Final approval by the respective Regulated Entity
Accordingly, Indialoans.net does not guarantee that:
Any loan application will be approved.
A borrower will qualify for a particular loan amount.
The displayed interest rate or APR will be the final rate offered.
Processing or disbursement will occur within any specific timeframe.
Third-Party Websites and Services
The Platform may contain links to third-party websites, payment gateways, service providers, or external resources.
These websites are operated independently and are not owned, managed, or controlled by Credilab Micro Finance Private Limited.
Accordingly, we do not:
Endorse their content.
Guarantee their accuracy.
Accept responsibility for their privacy practices.
Accept responsibility for their security or availability.
Users are advised to review the applicable Privacy Policy and Terms of Use of every third-party website before using such services.
Accuracy of Information
Although reasonable efforts are made to ensure the information published on the Platform remains accurate and current, financial products, lending policies, interest rates, regulatory requirements, and applicable laws may change without prior notice.
Accordingly, we do not warrant that all information displayed on the Platform is always current or complete.
Users are encouraged to verify relevant information directly with the respective Regulated Entity before making any borrowing or financial decision.
Limitation of Liability
To the maximum extent permitted under applicable law, Credilab Micro Finance Private Limited, its directors, officers, employees, affiliates, representatives, agents, and service providers shall not be liable for any direct, indirect, incidental, consequential, special, exemplary, or punitive damages arising out of or relating to:
Use of or inability to use the Platform.
Reliance on information available on the Platform.
Delays, interruptions, or technical failures.
Errors or omissions in Platform content.
Unauthorized access to user accounts or personal information.
Payment gateway failures or banking delays.
Decisions made by any Regulated Entity regarding loan approval, rejection, cancellation, or repayment.
Any loss arising from third-party websites or services linked through the Platform.
Use of the Platform is entirely at the user's own discretion and risk.
Regulatory Compliance
Indialoans.net is operated by Credilab Micro Finance Private Limited as a Lending Service Provider (LSP) in accordance with the applicable provisions of the Reserve Bank of India (Digital Lending) Directions, 2025, and other applicable laws.
Any customer grievance or complaint may be submitted through our Grievance Redressal Mechanism.
Where a complaint remains unresolved within 30 days, the borrower may approach the Officer-in-Charge of the concerned Regional Office of the Reserve Bank of India, in accordance with applicable RBI grievance redressal mechanisms.
Contact Information
Credilab Micro Finance Private Limited
Platform: Indialoans.net
Registered Office
A-48, Wazirpur Industrial Area
Delhi – 110052, India
Customer Support
Grievance Redressal
Website
Last Updated
July 2026
This Disclaimer may be amended periodically to reflect changes in applicable laws, RBI guidelines, business practices, or operational processes. Continued use of Indialoans.net after any updates constitutes acceptance of the revised Disclaimer.