Regulatory Disclosures
Regulatory Disclosures
Credilab Micro Finance Private Limited (CIN: U65990DL2021PTC380666) is a company incorporated under the Companies Act, 2013, having its registered office at A-48, Wazirpur Industrial Area, Delhi – 110052, India. The Company owns and operates the Indialoans.net digital lending platform at https://indialoans.net.
This page provides key regulatory disclosures in accordance with applicable Reserve Bank of India (RBI) regulations and the Digital Lending Directions, 2025. We are committed to maintaining transparency and will update this page periodically or whenever any material change occurs.
Default Loss Guarantee (DLG) Arrangements
The Company currently does not operate under any Default Loss Guarantee (DLG) arrangement with any Regulated Entity (RE).
Accordingly, no loan portfolios facilitated through Indialoans.net are presently covered under any DLG arrangement.
As a result, disclosures required under Paragraph 27 of the RBI Digital Lending Directions, 2025 relating to DLG-covered portfolios are not applicable at this time.
This disclosure shall be reviewed quarterly and updated if any DLG arrangement is entered into in the future.
Current DLG Portfolio Summary
| Parameter | Details |
|---|---|
| Reporting Period | July 2026 |
| Number of DLG-Covered Accounts | 0 |
| Aggregate Principal Amount | ₹0 |
| RE Partner(s) | Not Applicable |
Note: The above information is as of the reporting period end. This table will be updated if any DLG arrangement becomes applicable in the future.
Partnered Regulated Entity (NBFC)
As a Lending Service Provider (LSP), Indialoans.net facilitates digital lending in partnership with RBI-regulated Non-Banking Financial Companies (NBFCs).
| NBFC Name | Registered Office | RBI Registration |
|---|---|---|
| Aasra Fincorp Private Limited | 6/3/8B, A.N. Jha Marg, George Town, Prayagraj – 211002, Uttar Pradesh | As per RBI records |
Lending Service Provider (LSP) Disclosure
Credilab Micro Finance Private Limited operates solely as a Lending Service Provider (LSP) as defined under the Reserve Bank of India (Digital Lending) Directions, 2025.
The Company:
Does not hold an NBFC licence.
Does not lend from its own balance sheet.
Does not independently approve or reject loan applications.
Does not determine loan pricing, tenure, or credit eligibility.
Facilitates loan origination and servicing on behalf of partnered Regulated Entities.
Supports customer onboarding, documentation, repayment assistance, customer support, and related services as authorised by the respective RE.
All credit decisions, loan disbursements, repayment collections, and regulatory obligations remain the sole responsibility of the partnered Regulated Entity.
Company Details
| Particular | Details |
|---|---|
| Entity Type | Lending Service Provider (LSP) |
| Company Name | Credilab Micro Finance Private Limited |
| Brand / Platform | Indialoans.net |
| CIN | U65990DL2021PTC380666 |
| PAN | AAJCC4529J |
| GSTIN | 07AAJCC4529J2ZF |
| Registered Office | A-48, Wazirpur Industrial Area, Delhi – 110052 |
| Website | https://indialoans.net |
| Support Email | help@indialoans.net |
| Grievance Email | grievance@indialoans.net |
Contact Us
General Enquiries
Email: help@indialoans.net
Grievance Redressal
Email: grievance@indialoans.net
Website
Disclaimer
Indialoans.net is operated by Credilab Micro Finance Private Limited as a Lending Service Provider (LSP). All loans available through the platform are originated, sanctioned, and disbursed by RBI-regulated Regulated Entities (NBFCs). The Company does not accept deposits, does not lend on its own account, and does not function as a bank or Non-Banking Financial Company (NBFC).
Last Updated: July 2026
This page is reviewed on a quarterly basis. Any material changes relating to our regulatory status, partnered Regulated Entities, or RBI compliance disclosures will be published promptly.